Web Analytics Made Easy -
Sign in with LinkedIn

(Mobile users scroll down for more content)

A- A A+
You Belong Here

Providing a strong and active voice for a voluntary membership of over 81,000 in 51 Districts across Canada,
the RTOERO is a full-service organization offering:

• Excellent health care coverage
• Pension support
• Bilingual services
• Advocacy on social, political and economic issues
• Group travel programs
Stacks Image 47041
Compare RTOERO and RTIP plans > See our comparison chart
What does RTOERO offer its members? > See our new recruitment flyer

RTOERO Retirement Planning Workshops

Stacks Image 47121

Check-in & refreshments: 9:00am
Workshop: 9:30am - 11:30am

Ottawa Conference and Event Centre
Courtyard Ottawa East
200 Coventry Road
Ottawa K1K 4S3

> Click here to view poster & register

Click Here to Complete a Membership Application Form
(Opens in new tab or window)

RTOERO Corporate Videos
(High-speed Internet Service recommended)

>Video 1 (English)
>Video 2 (Français)

Your Future with RTOERO offers Membership Choices!


(Teacher, school and board administrators):
$1.20 per $1,000 of gross pension, deducted annually by the Ontario Teachers' Pension plan.

OR . . .


(Educational support staff, university and college faculty):
Contact us for fees.


• Communication from both Provincial and District levels

• After more than 40 years, RTOERO continues to provide service to members who range in age from 50 to over 100.

• RTOERO is the only organization with representation from elementary, secondary, public, Catholic and francophone schools.

• We also welcome college and university faculty, and educational support staff from schools and school boards.

• Most of RTOERO's 81,000 members live in Ontario and are affiliated with one of 51 Districts across Canada.

• At the District level, members participate in social, travel and leisure opportunities, political advocacy and District Executive leadership roles.

• At the Provincial level, members are actively involved in the Senate (the governing body of RTOERO), the Provincial Executive and several committees.


Click Here to View Our Health Plans
(Opens in new tab or window)

Contact Johnson Inc.
Johnson Inc.
Plan Benefit Service
18 Spadina Road, Suite 100A Toronto, ON M5R 2S7

Johnson Inc. serves as Consultant, Administrator and Claims Payor for RTO/ERO’s Health Plans.

Benefits of Membership

Since 1968, The Retired Teachers of Ontario/ Les enseignantes et enseignants retraités de l'Ontario (RTOERO) has provided excellent programs and services for teachers, school and board administrators, educational support staff, and college and university faculty in retirement.


• Comprehensive, competitive and affordable Extended Health, Semi-Private Hospital and Dental Plans

• Plans offered independently, with single, couple or family coverage

• The largest Canadian retired educator health plan covering over 68,000 members and their dependents

• Our Plan is owned and managed by RTOERO members and available only to members

• Plan highlights: direct payment to pharmacies; electronic submission of dental claims; direct deposit of claim payments; paramedical practitioner services; vision care; home care; and travel coverage while outside of province and country


• 81,000 members in 51 Districts across Canada

• Social and networking opportunities including luncheons, dinners, meetings and guest speakers; recreational activities such as golf and bridge tournaments; travel to theatre and sporting events

• Provincial committees, Senate, workshops, online discussion forums


• Monitoring of pension legislation, comments on proposed changes and recommends improvements for retired teachers, when appropriate

• Participation in regular discussions with the Ontario Teachers' Federation (OTF)

• Voting member on the OTF Pension and Pension Negotiations Committees, representing members in pension negotiations with the Provincial Government


• Provincially, committees and staff lobby all levels of government on issues of concern to educators and retirees, including health care, support for active teachers and publicly-funded education, seniors' issues, and the environment

• Locally, members organize meetings and lobby local MPs and MPPs


• RTOERO publishes a national award-winning quarterly magazine, Renaissance, for all members, and monthly newsletters for Provincial and District leaders

• Over 50 Fact Sheets on social, health, legal and financial matters of interest to retirees are available to members

• Tax Tips and Pocket Calendars are produced annually

• Professionally designed provincial public and members' only websites

• District websites supported by provincial technical assistance


• Community outreach through the Community Grants program, a $100,000 grant program for Districts to support local community projects

• Scholarships for members' relatives actively seeking a career in teaching

• Provincial charitable donations policy


• Provincial Emergency Assistance Program

• District Goodwill Committees – rides to appointments, banking, social events and compassionate support


• Members travel the world with specially designed cruises and tours at discounted rates

• Professionally designed exclusive travel packages for our members


• Resource and expertise collaboration with provincial and national organizations to improve the quality of life for retirees (e.g. CARP, The Canadian Association of Retired Teachers (ACER/CART), the Ontario Network for the Prevention of Elder Abuse (ONPEA), the Ontario Retirement Communities Association (ORCA); provincial teacher affiliates, and trustee, supervisory officer and principals' organizations)